three sisters put the same money, every month, into the same product, for the same years — only their timing differs. tiphaine the lucky hoards cash and somehow buys the exact bottom of every crash. margaux the unlucky hoards too, and buys the exact peak right before each one. constance the consistent auto-invests every month and never opens a chart. re-roll history a few times: constance lands shockingly close to perfect tiphaine, far above poor margaux — and everyone beats the mattress. time in the market beats timing the market, even when the timing is literally perfect.
🍀 tiphaine, the lucky — buys every bottom
⛈️ margaux, the unlucky — buys every peak
🐢 constance, the consistent — buys every month
💶 cash under the mattress (= total contributed)